Our programs
Debt Rehabilitation
D&R Incorporated offers 2 debt rehabilitation programs, Debt Review and Administration order. Both of these programs are designed to help you pay off your debt while enjoying legal protection from your creditors.
Each program offers one installment for all of your debt which gives you more money in your pocket every month.
Debt does not discriminate

Debt does not discriminate
Debt rehabilitation can help you to get to a better stage of your life and take a weight off your shoulders. This will let you focus on the really important things in life while we handle the rest.

We care

We Understand

we provide Solutions
Contact one of our trained professionals today for a no-obligation, confidential and free-of-charge consultation today to find out how.
We will help you with

Debt management and Budgeting

Debt Relief to Private and corporate Employee's

Financial Rehabilitation

End Creditor harassment
D&R | Providing debt solutions since 1998.
About us
Our aim is to provide debt relief to private and corporate employee’s, particularly with regards to financial rehabilitation. The infrastructure, systems and software developed by D & R Incorporated, positions the company as a revolutionary corporate gateway to debt relief.
Our Mission
Our mission is to help both private and government employee’s to break free from debt. We take great pride in helping families turn around their financial situations and to get a fresh start that everyone deserves.
Clients helped
8000+
Total value
R800m
Read our blog
Financial advice
What is the difference between Debt Review and Administration?
D & R is both an accredited Administrator & Debt Review Counsellor, but what is the difference between Debt Review and Administration? There are four main differences that set Debt Review apart from Administration which can be broken down into the following...
How long will Admin or Debt Review Last?
As an accredited Administrator & Debt Review Counsellor the number one question we are always asked is:How long will I be under Debt Review or Administration?The answer actually differs from person to person, this is because it all depends on: 1. Your Total Debt...
TIPS: “I’m under debt review and expecting a pension payout of R900k. Where do I start?”
A Fin24 reader who is under debt review and about to resign wants to know what they should do with their pension payout. They write: I'm planning on resigning as a government employee after 20 years of service. I expect a pension payout of R900 000. I'm under debt...
TIPS: I’m not married in community of property, so why are we both under debt review?
A couple's plan to buy a house has been halted, after finding that both were listed as under debt review despite not being married in community of property. They look to an expert on how to rectify this. They write: I was under debt review and got a clearance...
Debt consolidation loan vs Debt Review. What’s the difference?
There has always been a misunderstanding about the difference between debt review and a debt consolidation loan as many believe these two products are the same. In fact these two products are very different and the one will leave you worse off than before…. When it...